Your Weekly Dose Of Tech: How to Choose and Integrate A Payment Gateway

A payment gateway is a service that authorizes and processes payments in online and brick-and-mortar stores. A gateway serves as a portal to facilitate transaction flow between customers and merchants. It uses security protocols and encryption to pass the transaction data safely. The data is transferred from websites/application/mobile devices to payment processors/banks and back.” (an excerpt)

Direct Post method

Direct Post is an integration method that allows a customer to shop without leaving your website, as you don’t have to obtain the PCI compliance. Direct Post assumes that the transaction’s data will be posted to the payment gateway after a customer clicks a “purchase” button. The data instantly get to the gateway and processor without being stored on your own server. The user performs all the necessary action on one page (an excerpt).

For medium and large size merchants, a Payment Card Industry Data Security Standard (PCI DSS) is a necessary element for processing card payments. This security standard was created in 2004 by the four biggest card associations: Visa, MasterCard, American Express, and Discover. So, if you are going to do credit card processing or store clients’ banking data on your own server, you will have to become PCI compliant (an excerpt).

there are integration methods that use a payment gateway without storing credit card information. In this case, all the work is done by the vendor, so it doesn’t require PCI certification. For more information about PCI compliance, refer to the Altexsoft article,

Payment Gateways in India

South Asia’s biggest Payment Gateway and Merchant .

PayU is a fintech company that provides payment technology to online merchants. The company was founded in 2002 and is headquartered in Hoofddorp, Netherlands. It allows online businesses to accept and process payments through payment methods that can be integrated with web and mobile applications. Wikipedia

Meet The Team

Akhil’s Bio

Experienced Founder with a demonstrated history of working in the Internet industry. Skilled in Entrepreneurship, Management, Start-ups, Leadership, and Marketing. Strong business development professional with a MS focused in Aeronautical Engineering from Stanford University.

Anil’s Bio

PhD, Computer Science. In his past life Anil has been a Teacher  in University of Hawai`i and Southern Illinois University Carbondale and spent time at Harvard Innovation Labs in the Venture Incubation Program and has also been a CEO of Advanced Energy Solutions Inc., a solar company for 2 years. He has 2 decades of experience in Tech world, building apps and web enabled softwares. Experienced entrepreneur.

Eric’s Bio

Eric Crawford is an experienced Entrepreneur and a Techie. He is currently an application developer at the senior level and is making applications for John Deere Inc. He is an alum of University of Illinois and has led a handful of startups. Eric is an Associate at Coalworks.

Your Weekly Dose of Tech: DevOps vs Agile: What’s the difference?

The difference between the two is what happens after development.

Today we’re showcasing an article we think has been written really well.

“In agile, the customer is a member of the development team rather than engaging only at the beginning, when setting business requirements, and at the end, when reviewing the final product (as in waterfall). The customer helps the team write the acceptance criteria and remains engaged throughout the process. In addition, agile requires changes and continuous improvement throughout the organization. The development team works with other teams, including the project management office and the testers. What gets done and when are led by a designated role and agreed to by the team as a whole.”

To Finance A Progressive Technology Start-Up Venture

Hello Folks,

As some of you may know I have started CoalWorks, a digital agency that builds web + mobile applications, software for the Internet and products for small businesses and startups. I am writing to you to help with raising funds to finance marketing and operational expenses. We need capital to get people to hear about us.

For this purpose I have started a fundraiser on crowdfunding site We intend to raise 2.5 lakhs. I am writing to you to ask for help in this regard. The minimum donation is INR 500 When you reach the payment screen, you can manually type in the amount you wish to give. We hope that the donations we receive will make us self-sufficient and help fund our marketing so that we can reach out to customers globally.

Don’t just like our post but share it with your network as well. We would be very grateful if you could do so.

Here is the link to the campaign:

It’s a real blessing to have sites like ImpactGuru that help not just entrepreneurs but people from all walks of life.

Thanking you,


Founder, CoalWorks

Project Management Softwares 2020

In this post we list out the various well known project management softwares. We thought it would be best to write about them in an informal fashion. We also list out what each company has to say about its own products.

Asana is a web and mobile application designed to help teams organize, track, and manage their work. Forrester, Inc. reports that Asana “simplifies team-based work management.” Wikipedia

Podio supplies a web-based platform for organizing team communication, business processes, data and content in project management workspaces according to project needs.

Pivotal Tracker is the agile project management tool of choice for developers around the world for real-time collaboration around a shared, prioritized backlog.

Jira by Atlassian

Plan, track, and release world-class software with the #1 software development tool used by agile teams.

Trello by Atlassian

Collaborate and get more done. Trello boards enable your team to organize projects in a fun, flexible, and visual way.

Depending on your needs, you may try out all the above softwares on a free trial basis. All these softwares have a free trial with an option to upgrade to a more advanced version. For instance, Podio allows free usage for upto 5 employees. And Pivotal Tracker allows Teams up to three always free, and teams of all sizes can try Tracker free for 30 days. Figure out the one that fits you best.

Most of these softwares are built for Agile project management. Refer to one of our previous blog posts. We’ve pasted a snippet here…

Agile management, or simply Agile is a framework to use which allows for efficient and leaner software project management. It is an iterative process that focuses on customer value first, team interaction over tasks, and adapting to current business reality. Agile is a development methodology based on iterative and incremental approach. Scrum is one of the implementations of agile methodology. In which incremental builds are delivered to the customer in every two to three weeks’ time. … Scrum fosters a self-organizing, cross-functional team.

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